APR may vary from 65.35% - 1409.36% and it is based on state, loan term, loan funding date and other underwriting considerations.
The implications below may apply to you if you are not able to pay back your loan or pay back in a timely manner
Fees – Since we are not a lender and just a broker. Our lenders may be assess a late fee if loan repayment is not made by the due date and you may be assessed with a returned item charge if any check or electronic payment that is submitted on your behalf is returned unpaid Collection – Our Lenders may attempt to collect any delinquent amount through standard collection practices, which include contacting you by phone, mail, SMS or email. Our lenders may also sell their debt to a third party debt buyer or engage a collection agency, who may also institute collection activity with you if they are unable to get their payments from you.
Impact on Your Credit Score – Some of our lenders may report to Equifax, Experian or TransUnion. Some of our lenders also use alternative credit reporting agencies such as FactorTrust. Failure to make timely payment on your loan may reduce your score with such agencies, and prevent you from receiving credit or other services from a provider that uses such agencies.
Renewal of your Loan – Our Lenders do not automatically renew your loan. You will required to e-sign a new transaction agreement for such renewed or refinanced transaction.
IMPORTANT DISCLOSURES: PlannedPayday.com and its affiliates offer payday advances, installment loans and credit services only to residents in those states where permitted by law. To obtain a loan, you must have a valid checking account and email address. In most cases loans will be funded the next business day without requiring any faxing of information unless we are unable to verify your application information. Great Rates refers to rates as compared to other similarly licensed online lenders. *The operator of this website is not a lender, does not broker loans to lenders and does not make short term cash loans or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a short term cash loan. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a short term cash loan based upon lender requirements. **Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders.
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